Download Mortgage Documents

All of the following forms are avaiable for you to print. The files are saved in the Acrobat Reader format(.pdf). If you don't have Acrobat Reader installed, simply follow the link below to download a free version. If you have any questions, please contact us anytime. download adobe acrobat

Mortgage Application:

To assist you in your mortgage process, we have provided a mortgage application for you to download and print. The application should be completed with the assistance of a mortgage professional. You will need a browser compatible with PDF files or you will need to download Adobe Acrobat Reader to view and print PDF files on all major computer platforms.

Down load the 1033 application.

The Good Faith Estimate :

The Real Estate Settlement Procedures Act requires every bank or mortgage company to give the buyer the estimate within three days of applying for the loan. It will list expenses related to inspections, taxes, title insurance and a host of other charges. You also should receive an information booklet, "Settlement Costs -- a HUD Guide."

Download the Good Faith Estimate.

The Truth in Lending Disclosure :

The Truth-in-Lending Act requires lenders to disclose the terms and costs of all loan plans, including the annual percentage rate, points and fees; the total of the principal amount being financed; payment due date and terms, including any balloon payment where applicable and late payment fees; features of variable-rate loans, including the highest rate the lender would charge, how it is calculated and the resulting monthly payment; total finance charges; whether the loan is assumable; application fee; annual or one-time service fees; pre-payment penalties; and, where applicable, confirm for you the address of the property securing the loan.

Download the Truth in Lending Disclosure.

Credit Authorization and Request form :

A report that contains information about your borrowing habits and money-managing skills. Lenders use it to determine whether to approve a loan and to set the terms. A person with a good credit report is likely to get a better interest rate than someone with a poor credit report.

Download the Credit Authorization and Request form.